Financing of business

Financing of business

To keep growing and upkeep its competitiveness on the market, a company needs to invest in its business, state-of-the-art equipment, and innovative technologies. Years of cooperation with Ukrainian and foreign companies allow UKRSIBBANK to perfectly understand clients’ financial needs and offer individual solutions for your company.

Being part of BNP Paribas Group, one of the world’s biggest banking groups and European leader in banking and financial market, which boasts of one of the most extensive branch networks in 85 countries worldwide, UKRSIBBANK offers short-term and long-term financing for your company.

We seek not only to finance your company but also to ensure convenience in servicing your debt, as well as help you upkeep a positive credit history for upcoming projects aimed to develop your business.

Multipurpose Facility

Multipurpose Facility is a complex financing tool we offer to finance the working capital and current business activity of your company and your business group companies.
Now you may finance all your business areas. You can repeatedly use some part or the whole sum within the total limit; you can also distribute money between several companies within one business group using the whole range of financial services. Currency, financing method, terms and conditions will be customized to your business.

Multipurpose Facility features all types of financial instruments under a single Master Agreement:
– loans;
– letters of credit;
– bank guarantees;
– avalizing of promissory notes.

Multipurpose facility allows to (within the total limit):

  • use additional funds to expand your business and invest in working capital;

  • opt for pricing based on a fixed interest rate for the whole effective term of the Master Agreement, or asset prices with a glance to the current situation on exchange and financial markets using Direct Dealing service;

  • use several financial instruments and have the exact financing product every time you need it;

  • as part of the document management process, you can issue letters of credit and various guarantees to residents and non-residents;

  • with avalazing of promissory notes, you can delay some of your tax and other compulsory payments.

For more details please contact UKRSIBBANK employees, who will kindly advise you on how to activate and use Multipurpose Facility customized to your business specifics.

Overdraft Lending

If your company or business group is willing to have additional funds to pay to suppliers, contractors, and partners, you may want to use the Overdraft Lending service by UKRSIBBANK.
With this service, you will always have access to short-term funds on your current account within the set limit.

If you need more details, please contact UKRSIBBANK managers for consultations about the overdraft procedure and benefits.

Benefits of overdraft lending:

  • safe and interrupted schedule to pay for raw materials, equipment, services, etc. without waiting for funds to arrive at your account;

  • overdraft rates are charged only for the exact amount and period of use;

  • no need to sign additional documents every time you draw another sum;

  • overdraft debt is charged automatically with money arriving at your current account. If your company is part of a business group, you can also use automatic funds concentration service to optimize profits and expenses through self-financing within the group;

  • you may opt for a blank overdraft depending on your business needs and draft limit;

  • taxes and interests payments are gross expenditures, thus presenting an effective tax optimization tool.

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