Reliable Income Deposit
Reliable Income Deposit – the best solution for a constant additional income. Allows you to save money and at the same time to receive monthly income.
Features of the deposit
Interest on the deposit is paid monthly
Replenishment and partial withdrawal is not providedо
Reliable Income Deposit
- Annual interest rate0 %
- The amount of accrued interest for the entire period0,00 UAH
- The amount of taxes (19.5)0,00 UAH
- Interest for the whole period (after tax)0,00 UAH
- Effective rate% per annum (after tax)0,40%
The opening of new deposits are possible on UKRSIB online web-banking and at the branch of UKRSIBBANK.
General terms and condittions of deposit opening
Deposit currency
min / max deposit amount
Ukrainian hryvnia (UAH)
min 1000 UAH,
max unlimited
USD
min 500 USD,
max unlimited
EUR
min 500 EUR,
max unlimited
Annual interest rates on the reliable income deposit depending on the term of deposit (effective as of 20.02.2023):
Ukrainian hryvnia (UAH)
USD
EUR
Premature termination of the bank deposit account is performed in accordance with terms and conditions of the Agreement.
* Opening of the new time deposit accounts in UAH, USD, and EUR currencies is allowed only as a collateral for financing the SME-customers within the lending program “Loan against the collateral”, and the documentary transactions.
Significant characteristics of the «Reliable Income deposit»
Please note The Bank notifies the Depositor that:
In case of using the banking service, the consequences provided by the relevant agreement between the Depositor and the Bank may occur:
In case of untimely application of the depositor to the Bank regarding the return of funds attracted under the bank deposit agreement, and if the Depositor does not demand the return of the term deposit on the return date, the agreement shall be extended for the same period of storage, if the rest is not established by the agreement. In this case, the date of return of the deposit is the last date of the term for which the agreement was extended.
In case of early termination of the bank deposit agreement at the request of the Depositor, the income from the term deposit may be reduced in accordance with the terms of the agreement. The Depositor shall notify the Bank of the intention to terminate the bank deposit agreement no later than 2 (two) business days before the date of such early termination by submitting an appropriate application.
Return to the Depositor of the bank term deposit and accrued interest on this deposit at his request before the expiration of the term or until the occurrence of other circumstances specified in the agreement is possible – only if provided by the terms of the bank term deposit agreement – if the Depositor does not demand return of the term deposit , established by the bank deposit agreement, or return of the deposit amount made on other terms of return, after the occurrence of the circumstances specified in the agreement, the agreement is considered extended on the terms of the demand deposit, unless otherwise is provided by the agreement.
The Bank is prohibited from requiring the Depositor to purchase any goods or services from the Bank or a related or connected person as a mandatory condition for the provision of services (except for the provision of a package of banking services).
The Bank shall not have the right to amend the agreements concluded with customers unilaterally, unless otherwise provided by the agreement or the law.
The Depositor has the opportunity to refuse to receive advertising materials by means of remote communication channels.
Tariffs for maintenance of deposit accounts
Type of service
The amount of the commission (excluding VAT)
Depositing cash to a deposit account1:
free of charge
Payment of funds from deposit accounts through the Bank's cash desk:
received in cash:
free of charge
received non-cash2:
1 % of the credited amount,
min fee – 10 UAH / 1.5 USD / 1 EUR (depending on the currency of the account)
Tariffs for additional services for servicing a deposit account:
Execution of a power of attorney to dispose of a deposit account
100 UAH
Registration of certificates
free of charge
- To replenish the deposit at the cash desk of the Bank it is necessary to provide a passport (or a document that replaces it). Replenishment of the foreign currency deposit by a third party can be made only with a power of attorney.
- The commission is not charged at payment:- interest on deposit accounts;
– funds credited (starting from 24.06.2011) from own card accounts opened in UKRSIBBANK. Attention! The commission is charged if the funds are received using the service «Standing order» from the card account «Active money +».
– funds credited (starting from January 23, 2012) from own current accounts opened in UKRSIBBANK. Attention! The commission is charged if the funds come from a current account opened on the terms of tariff packages for personal banking clients..