Deposit Classic

(untill 04/12/2023 inclusive – Deposit Guaranteed capital)

Відкрити депозит Гарантований капітал в UKRSIBBANK

Features of the deposit

Interest and the amount of the deposit are paid at the end of the deposit

Without replenishment and partial withdrawal

Deposit Classic

Валюта
from 1000 UAH
to 1000000 UAH
from 3 months
to 24 months

The calculation of interest is for reference only.

  • Annual interest rate
    0 %
  • The amount of accrued interest for the entire period
    0,00 UAH
  • The amount of taxes (19.5)
    0,00 UAH
  • Interest for the whole period (after tax)
    0,00 UAH
  • Effective rate% per annum (after tax)
    0,40%
The amount of the deposit
000 UAH

General terms and condittions of deposit opening

Deposit currency

min / max deposit amount

Ukrainian hryvnia (UAH)

min 1000 UAH,

max unlimited

USD

min 500 USD,

max unlimited

EUR

min 500 EUR,

max unlimited

Annual interest rates on the Deposit Classic depending on the term of deposit (effective as of 05/12/2023):

Deposit currency / Deposit term

Ukrainian hryvnia (UAH, basic rate)

Ukrainian hryvnia (UAH, basic rate for deposits from 150 000)*

USD, basic rate

USD, (basic rate for deposits from 500 000)*

EUR, basic rate

EUR, (basic rate for deposits from 500 000)*

3 months

10 %

10 %

2 %

2 %

1 %

1 %

6 months

11,5 %

11,5 %

2 %

2 %

1 %

1 %

9 months

0,01 %**

0,01 %**

0,01 %**

0,01 %**

0,01 %**

0,01 %**

12 months

0,5 %**

0,5 %**

0,01 %**

0,01 %**

0,01 %**

0,01 %**

18 months

0,5 %**

0,5 %**

0,01 %**

0,01 %**

0,01 %**

0,01 %**

24 months

0,5 %**

0,5 %**

0,01 %**

0,01 %**

zagolovok

Premature termination of the bank deposit account is not performed.

* With auto-renewal, the rate is applied depending on the initial deposit amount.

** Opening of the new time deposit accounts in UAH, USD, and EUR currencies is allowed only as a collateral for financing the SME-customers within the lending program “Loan against the collateral”, and the documentary transactions.

For deposits opened before May 16, 2023, the 3-month maturity is – 91 days, 6 months – 181 days, 9 months – 271 days; for deposits opened from May 16, 2023 and on, the 3-month maturity is  93 days, 6 months – 184 days, 9 months – 275 days

Please note The Bank notifies the Depositor that:

  • In case of using the banking service, the consequences provided by the relevant agreement between the Depositor and the Bank may occur:

    • In case of untimely application of the depositor to the Bank regarding the return of funds attracted under the bank deposit agreement, and if the Depositor does not demand the return of the term deposit on the return date, the agreement shall be extended for the same period of storage, if the rest is not established by the agreement. In this case, the date of return of the deposit is the last date of the term for which the agreement was extended.

    • If the Depositor does not apply for the actual receipt of the Deposit on the Repayment Date after submitting an application for repayment of the Deposit to the Bank in accordance with the procedure specified in the Agreement, the Agreement shall continue to be valid from that date on the terms of a demand deposit with interest at the rate of 0 per cent per annum.

    • Return to the Depositor of the bank term deposit and accrued interest on this deposit at his request before the expiration of the term or until the occurrence of other circumstances specified in the agreement is possible – only if provided by the terms of the bank term deposit agreement – if the Depositor does not demand return of the term deposit , established by the bank deposit agreement, or return of the deposit amount made on other terms of return, after the occurrence of the circumstances specified in the agreement, the agreement is considered extended on the terms of the demand deposit, unless otherwise is provided by the agreement.

  • The Bank is prohibited from requiring the Depositor to purchase any goods or services from the Bank or a related or connected person as a mandatory condition for the provision of services (except for the provision of a package of banking services).

  • The Bank shall not have the right to amend the agreements concluded with customers unilaterally, unless otherwise provided by the agreement or the law.

  • The Depositor has the opportunity to refuse to receive advertising materials by means of remote communication channels.

Tariffs for maintenance of deposit accounts

Type of service

The amount of the commission (excluding VAT)

Depositing cash to a deposit account1:

free of charge

Payment of funds from deposit accounts:

For customers located in Ukraine, the limit for cash withdrawals from accounts in UAH/USD/EUR is no more than UAH 100,000 per day (within the limits set by the NBU).

through the Bank’s cash desk, received in cash:

free of charge

through the Bank’s cash desk, received by bank transfer2:

1 % of the credited amount,
min fee – 10 UAH / 1.5 USD / 1 EUR
(depending on the currency of the account)

to the card:

according to the tariffs of the card account

Tariffs for additional services for servicing a deposit account:

Execution of a power of attorney to dispose of a deposit account

100 UAH

Registration of certificates

free of charge

  1.  To replenish the deposit at the cash desk of the Bank it is necessary to provide a passport (or a document that replaces it). Replenishment of the foreign currency deposit by a third party can be made only with a power of attorney.
  2.  The commission is not charged at payment:- interest on deposit accounts;
    – funds credited (starting from 24.06.2011) from own card accounts opened in UKRSIBBANK. Attention! The commission is charged if the funds are received using the service «Standing order» from the card account «Active money +».
    – funds credited (starting from January 23, 2012) from own current accounts opened in UKRSIBBANK. Attention! The commission is charged if the funds come from a current account opened on the terms of tariff packages for personal banking clients..